Inventory
A supplier deposit and final balance may be due before stock becomes available online. Include freight and distinguish replenishment from an untested product launch.
Business financing referrals · Online retail businesses
Plan an inventory purchase around your online selling cycle.
Online sales still require stock, packing and shipping before marketplace payouts arrive. Describe the purchase or operating gap your business funding request would cover.
Possible uses
Business expenses to describe
Fulfillment equipment
Packing benches, label printers and storage systems can support order handling. Price the equipment and setup for the order volume the business actually expects.
Operating expenses
Platform fees, shipping and returns can affect the cash received from a sale. Define the period covered and use the relevant payout schedule to explain the gap.
Before you decide
When reviewing a provider offer
Provider identity
Confirm which company would provide the financing and which agreement you would sign.
Payment schedule
Check when repayments start, their frequency and how long the obligation lasts.
Other requirements
Understand any collateral or personal-guarantee requirements before accepting the offer.
How it works
The application process
Purpose first
Identify the main use of the requested funds and choose the amount that reflects the expense.
Business information
Share the business name, industry and recent operating information requested in the application.
Submission step
Review the contact permissions and your details before verifying the mobile number and submitting.
Online retail businesses · funding preparation
The budget behind the request
Gross online sales are different from the payout after fees, refunds and reserves. Use the receipts available to the business when reviewing any financing repayment schedule.
A few things to know
About this referral service
Information sharing and referral payments
Funding partners may purchase your application details from us and contact you about potential financing. We may refer a request to up to five partners and are paid even if it is not funded; we charge no application fee.
Approval and available terms
Providers make their own decisions after considering the information they require. Submission alone promises neither approval nor a particular financing amount.
Provider timing
Do not treat the requested timing as a delivery commitment from a funding partner. Review can involve supporting documents and additional checks.
Contact consent and mobile verification
Before submission, review the sharing terms and the permission for partner communications. A one-time code checks access to your phone rather than replacing the consent review.
Make a beginning
Start with your business funding request
When the expense and timing are clear, use the form to submit your business funding request.